Learn more about making a capital investment in HCLF here. Click hereto make a tax-deductible contribution to support HCLF's work. If you have further questions, or would like to speak with someone in person, you may contact us here.
A Community Development Financial Institution is a financial intermediary (an institution which channels money from investors to borrowers) dedicated to working in markets that are underserved by traditional banks. CDFIs are certified by the US Treasury. Learn more about CDFI.
HCLF lends its own equity and debt capital obtained from socially-minded investors including banks and other financial institutions. HCLF's work is also supported by grants and donations from individuals, foundations, businesses and the government.
HCLF seeks to provide financing that helps achieve its mission of benefitting the low wealth residents of the city of Hartford and other markets HCLF serves. Our financial products were developed from listening to the input of our community.
We offer loans for the purchase and rehabilitation of residential or mixed-use properties located throughout Connecticut, and loans to help refinance property tax liens for residential or mixed-use properties located in Hartford.
HCLF does most of its lending in HCLF's investment area. HCLF Construction Rehab Loans are available for owners/purchasers of properties located throughout Connecticut, while Tax lien refinance loans are available for owners of Hartford properties only.
Contact us as soon as possible if you have an upcoming financing need. We can help you put together a loan application, and give you an underwriting and credit determination schedule based on your financing timeline. Schedules may vary.
Contact us to discuss your particular needs and we can provide you with an estimated schedule based on your unique circumstances.
Contact us! We can partner with other financial institutions for larger requests and make every effort to customize our financing to the needs of our customers.
As a not-for-profit lender that is committed to providing just & affordable financial services, our costs will always be competitive and reasonable. Consultations are always free and technical assistance for borrowers is provided without cost. Contact us for more information.
